Two nurses step onto the property ladder with 5% deposit
The couple have purchased their first home at Countryside Homes’ Calico Grove in Rochdale.
First-time buyers, Femi (32) and Eniola (29) have moved into a brand-new, three-bedroom home in Rochdale, with just a 5% deposit.
Both registered nurses, the couple were previously renting a one-bedroom flat in Royton, Oldham. However, with Eniola working in nearby Castleton, they looked to Rochdale to settle down, ultimately choosing to buy their first home at Countryside Homes’ Calico Grove development on Royle Road.
With only a 5% deposit, they were able to purchase the contemporary three-bedroom New Stamford house type.
Speaking about the process, Femi said: “Last summer we decided we wanted to start looking for our first home. We’d begun to save by cutting down on a few luxury items we used to enjoy buying. It meant my partner wasn’t able to buy any new handbags!
“When we were ready, we spoke to the financial advisor recommended by Countryside Homes who took us through our options and explained we were eligible for a 5% deposit mortgage. This rate meant we could afford the spacious design we really wanted. We needed space for family to visit so having multiple bathrooms, more than two bedrooms and a private parking space was important to us.”
The New Stamford is one of Countryside Homes’ signature designs, perfect for modern living. With large skylight windows, French doors and spacious rooms, the house type is currently available at Calico Grove from £279,995.
Energy efficiency was also a consideration for the couple when looking for their new home. All Countryside homes are, on average, 64% cheaper to heat than an equivalent Victorian property, saving up to £907 a year on heating bills.
Femi added: “We were keen to keep our energy bills as low as possible. Our old flat wasn’t very energy efficient and it cost us a lot to heat. So when we were searching for our new home, Countryside Homes’ energy efficiency really stood out.”
There is a range of three-bedroom homes available at Calico Grove with prices starting at £279,995.
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